I checked my bank account this morning and both my checking, and saving accounts were completely empty. I had thousands in my savings comprised of student loans, scholarships, and money I've saved up from working.
My account is connected with my parent's account. The bank statement says "Set-Off Legal Recovery." Apparently, my parents are behind on credit card payments, and the bank decided to transfer all of my student loan money over to pay for their bills since my account is connected to theirs.
Is this legal? Is there any way I can get that money back? That was all of the money I had in order to live, pay rent, grocery shop, etc.
EDIT: Yes, it is a joint account, but my money was mostly student loans. I don't understand how they can legally take my student loans to pay off my parent's consumer credit card debt?
Written By: pfthrowaway120
Source: http://bit.ly/2GxXFZE
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