Car totaled by taxi driver who ran a red light, taxi companies insurance denying remainder of claim because THEIR driver was uninsured, can I go after the company for having an uninsured driver?

This occurred back in December, 2016 in Savannah GA. A taxi driver for a well known company ran a red light ( texting and driving ) and totaled my vehicle. The vehicle was less than 6 months old, and paid off in full ($26,000). I filed through my insurance company and received a payout for the vehicle of $18,000 roughly, with a $2,000 deductible. My insurance company has been fighting with the taxi companies insurance to retrieve the money lost in the deductible, but the cab company is refusing liability because the driver wasn’t insured. Am I in legal bounds to go after the Taxi company for having an employee operating a vehicle illegally working for them? I would like to at the minimum receive the money for my deductible, but feel maybe there is more that can be sought after due to the company having an uninsured driver? There were no injuries. Any advice as to who I should speak to? My insurance company advised potentially trying to sue either the driver or the cab company, I’d prefer to go after the cab company because they should not have a driver who is not insured to begin with. Not sure which type of lawyer to speak with , and if I would potentially be able to sue the company for more than my deductible?

Thanks everyone , sorry for the long read.

TLDR: Taxi driver ran red light - totaled my vehicle. Taxi company refusing to payout full amount due to the taxi driver not having car insurance. Can anything be done against the company?

Written By: teachme2save
Source: https://ift.tt/2uyuAGy