Edit: this is in California
I just wanted to start of by saying thank you to everyone who commented and gave advice! I really appreciate all the help.
Here’s what I ended up doing:
I called my own insurance company to find out why it was denied. I found out that, because of my dad’s specific insurance plan, I was supposed to go to a specific doctor’s office and lab for my yearly checkup and bloodwork that is near my parent’s house because the insurance has a specific contract with them. I didn’t go there because I live a few hundred miles away. However, my address is listed as my parent’s address so the insurance company thought I lived nearby. They said I could appeal with an address change but the woman on the phone was very upfront and said that those never get approved. She said that, if I could get my doctor to change the billing code (just like all of you said!! You noble wonderful people) then the insurance company would review it. She also said that the old code had to be removed and a new one put in place. The new billing couldn’t have both codes on it.
So! I went to my doctors office and brought in my bill. The admin at the front was so sympathetic and understanding and promised to take care of it within the next few days. I told her everything hat the insurance lady told me, and she wrote it all down and clipped it to a copy of my bill. She said that the diagnostics place never even sent them my results! By that Friday, she had gotten my results and had me come in to find what they were, resubmitted he claim to insurance, and put a hold on all payments until it was figured out.
Today, I got my new bill in the mail. All of the bloodwork was covered. My new bill is $0.00. I cried all over the place, you guys.
I’m planning on bringing that admin a thank-you card and maybe a Starbucks card and flowers. Hopefully she’s allowed to take them.
Thank you all SO much for all of your advice and help. You are all the best!! You literally helped me from having to pay 10% of my yearly wages! Plus, I started saving up in preparation for having to pay this bill so now I have the beginnings of a little nest egg/emergency fund just in case something happens in the future. Again, you guys rock.
Written By: _dianasaurus_rex
Source: https://ift.tt/2WEbz1r
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